Compare Pet Insurance Plans in Minutes
Get free quotes for dogs, cats, and more — save up to 40%.
Find the Right Coverage for Your Pet
Explore tailored insurance options for dogs, cats, and even exotic pets — all in one place.
Dog Insurance
Affordable plans for every breed and age.
Cat Insurance
Coverage for accidents, illnesses, and more.
Exotic Pets
Specialized coverage for birds, reptiles, and small mammals.
Compare Top Pet Insurance Providers
|
Provider |
Avg Monthly Cost |
Deductible Options |
Best For |
Learn More |
|---|---|---|---|---|
|
Healthy Paws |
$45 (dogs), $25 (cats) |
$250 – $1,000 |
Unlimited Coverage | |
|
Trupanion |
$55 (dogs), $30 (cats) |
$0 – $1,000 |
Fast Claims | |
|
ASPCA |
$40 (dogs), $23 (cats) |
$100 – $500 |
Budget Option | |
|
Figo |
$50 (dogs), $28 (cats) |
$100 – $750 |
100% Reimbursement | |
|
All Other Plans |
Varies |
Varies |
Compare More Providers |
*Based on reviews from 1,000+ pet owners.
Find the Right Pet Insurance — Fast
Our expert guides break down the best plans for dogs, cats, and more so you can protect your pet and your wallet.
Ultimate Guide to Pet Insurance
Learn everything you need to know about pet insurance — coverage options, costs, and tips to choose the best plan for your furry friend.
Ultimate Guide To Best Pet Insurance for Dogs
Compare the top dog insurance plans in 2025. Find affordable, high-coverage options for puppies and adult dogs alike.
Ultimate Guide To Best Pet Insurance for Cats
Discover the best cat insurance providers and plans. Ensure your cat stays healthy without unexpected vet bills.
See how other pet parents found the perfect insurance plan through our guides.
Instant Savings
“I saved over $300 a year on my dog’s insurance and got better coverage. The comparison guides made it so simple.”
Quick & Easy
“I never thought pet insurance could be this affordable. In less than 5 minutes, I knew exactly which plan was right for my cat.”
Ready to protect your pet?
About Pet Insurance
Pet insurance is designed to help cover the rising cost of veterinary care, giving you peace of mind when your pet needs medical attention. Whether you own a playful puppy, a curious cat, or even an exotic animal, unexpected vet bills can add up quickly. Emergency surgeries, chronic illnesses, and ongoing treatments often cost thousands of dollars — and that’s where pet insurance comes in.
With a policy in place, you pay a monthly premium, and your insurance company reimburses you for a percentage of eligible vet expenses after you meet your deductible. This means you can focus on your pet’s health instead of worrying about how to pay the bill.
How It Works:
- Take your pet to any licensed vet.
- Pay the bill upfront.
- Submit the invoice to your insurance provider.
- Get reimbursed — often within days.
Most providers let you choose your coverage level (commonly 70%, 80%, or 90% reimbursement), your deductible, and your annual payout limit. This flexibility allows you to build a plan that fits both your pet’s needs and your budget.
Why Pet Insurance Matters
Veterinary costs are rising every year. According to industry data, the average emergency vet visit can range from $800 to over $5,000, depending on the procedure. Routine care — vaccines, bloodwork, dental cleanings — also adds up quickly. Pet insurance helps smooth these costs so you’re never caught off guard.
What It Covers
Most pet insurance plans cover:
- Accidents & emergencies (broken bones, swallowed objects, injuries)
- Illnesses (infections, cancer, chronic conditions)
- Surgeries & hospitalization
- Diagnostic tests & imaging (X-rays, MRIs, bloodwork)
- Prescription medications
Some plans also offer wellness add-ons for preventive care like annual checkups, vaccines, and dental cleanings.
What’s Not Covered
Common exclusions include pre-existing conditions, elective or cosmetic procedures, and breeding-related costs. Reading the fine print is important to understand exactly what is and isn’t included.
Our Mission at Pet Policy Hub
At Pet Policy Hub, we make it simple to compare pet insurance providers side by side. Our goal is to help you save money, avoid stress, and make confident decisions about your pet’s health. By reviewing and comparing the top companies in one place, you can quickly find the plan that best fits your furry friend — and your wallet.